Key features of the Affordable Care Act

The Patient Protection and Affordable Care Act is the federal law that expands health coverage to most Americans and helps to reduce costs and improve the quality of our existing health care systems. Starting January 1, 2014 most U.S. citizens will be required to have a basic level of health coverage.

Key features of the Affordable Care Act (ACA) include:

Increased Access
  • Expanded Medi-Cal: Medi-Cal now covers adults without children with incomes up to 138% of Federal Poverty Level (FPL)
  • Health Insurance Marketplace: Establishes on online exchange where individuals and families with incomes up to 400% of FPL can purchase private health insurance.
  • Income tax credits, subsidies and cost-savings strategies are available to reduce premiums and out-of-pocket health costs.
Protection and Prevention
  • Pre-existing Conditions: Insurance companies can no longer deny coverage to anyone with a pre-existing condition and a medical exam is no longer required to qualify for coverage.
  • Lifetime Limits: Insurers are not allowed to set a maximum dollar amount they will pay for key health benefits.
  • Young Adult Coverage: Dependent adults up to age 26 will be allowed to stay on their parents plan.
  • Preventative Care: All new health plans must cover preventive care and certain medical screenings.
  • Essential Health Benefits. New health plans must cover services that fall into the 10 categories of Essential Benefits
Improving Quality & Lowering Costs
  • Strengthens Medicare: The ACA supports existing Medicare benefits and expands preventive and prescription drug benefits.
  • Business Tax Credits: Many small businesses will also be able to provide employee health insurance using federal tax credits to reduce premium costs.
  • Increased Accountability for Insurance Companies: Insurers must justify any premium increase of 10% or more before the rate takes effect. Rate reviews protect individuals and businesses from unreasonable insurance rate increases.

FIND OUT WHAT COVERAGE YOU ARE ELIGIBLE FOR

Call Shasta Community Health Center's Outreach and
Eligibility Office at 530-229-5075, visit www.coveredshasta.com or
call 1-877-652-0731

News and Updates

  • Help Us Spread the Word

    At SCHC we work hard to give our patients and community the best care possible. Our goal is always to make the most of our limited resources to improve the health of the communities that we...

  • Give Kids a Smile

    Shasta Community Health Center’s Give Kids a Smile event for 2017 offers a FREE CHILDREN’S HEALTH FAIR. Shasta Community Health Center participates in the American Dental Association's "Give K...

  • Where do we go from here?

    Dear SCHC Patients and Supporters: November’s election has left many people asking questions. What’s going to happen? What can we do? We can’t answer all of these questions, but we can prepare...

  • How do we measure up?

    Studies show that screening for cervical cancer helps reduce the number of deaths from the disease. Regular screening of women between the age of 21 and 65 years with the Pap test decreases...

Our Locations